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The Wise Money

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  • Business Services

    Renovating a Front Yard to Improve Your House Value

    January 10, 2020 /

    For those interested in upgrading parts of their house, not every renovation you make to the house will impact the home value the same way. Some renovations are more likely to increase the value, while there are others that may not be worth the time and hassle. One area that real estate experts will tell you will help boost your house’s value is the front yard. More Greenery Studies have shown that greenery can instantly make an area more attractive. Even introducing fake plants to a room in your house can give it that touch of natural beauty and can brighten the space up. Seeing as the front yard is…

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  • Business Services

    Top Reasons to Avoid Renting Your Next House

    February 5, 2019 /

    Summary: If you are in the market for a new place to live, your main two options are to either purchase a living space or rent one out from a landlord. Even though renting is a more affordable option, there are reasons why this might not be the best way to go. Purchasing a house is a large financial investment that several of young adults simply cannot afford. The idea of purchasing a house is nice for many but realistic for few. Although renting has become more and more common among young adults, there are still downsides to that route that are worth pointing out. After all, carefully weighing your…

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  • Business Services

    How EDI makes trading faster

    November 6, 2018 /

    EDI is one example of a silent revolution. A technological change that enabled a massive shift in how organizations do business. The biggest benefit of using EDI, is the comparative increase in speed of transactions. There are several stages where the EDI implementation will show benefits in speed: Warehouse An EDI warehouse system will monitor reorder levels, current stock, price, and automatically issue orders based on incoming electronic documents. There is no need for human intervention, other than to physically collect and dispatch the inventory. In current systems, there are multiple copies of orders that need several approvals. Now that approval is electronic and often instant. Data entry For a…

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  • Business Services

    The advantages of implementing EDI in an organization

    August 5, 2018 /

    There are two quick and easy ways to improve the performance of your business. One is to improve operational efficiency, and the other is to reduce errors. When you achieve both, the gains are immediate and non-trivial. This is where EDI comes in, if you never looked at EDI before, here are some of the possible advantages: EDI is the digital exchange of documents between two parties. With EDI all of your document exchange with partners goes through a system that is fast, and error free. The biggest benefit is the removal or partial elimination of human error. Data entry mistakes along account for as much as 17% of the…

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  • Business Services,  Technology

    The Definition of a Digital Wallet, and How They Work

    January 11, 2018 /

    Mobile phones have gotten a lot smarter since the age old Nokia phones, and Razer flip phones of yesteryear. Today’s phones have the power of a small computer inside them, and are capable of managing a great deal of our lives. That’s why digital wallets have begun to catch on in the United States. Digital Wallets Defined A digital wallet is a system that uses data and encryption to store a user’s financial information, which is tied to an account with a username and password. That’s the simple definition, but digital wallets offer a lot of functionality. They can be used to pay for goods through almost any merchant service…

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  • Business Services

    Understanding building codes

    December 8, 2017 /

    Understanding building codes will help to establish structure and help a project stay in line with the standards in the construction industry. In the United States, building codes are constantly updated and therefore it is advisable to be aware of building codes before and while a project is in progress. The U.S. currently follows the International Building Code (IBC), which was developed and published by the International Code Council (ICC). Often building code changes are due to technology, catastrophic events, or new knowledge and experience. Most codes at present are looking at eco-friendly methods to combat pollution and climate change. Previous changes included safety standards due to hurricanes, tornadoes, floods,…

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  • Business Services,  Credit Cards

    How to Pay Lower Fees for Credit Processing

    July 1, 2017 /

    You will pay lower fees to process credit cards after you read this guide. Credit card machines are an essential part of the modern business, and businesses are basically forced to use them if they don’t want to go “cash only”. The good news is that these terminals do serve a valuable function: providing a secure method to transmit payment information from one bank to another, and to talk between many credit card companies. You can also use some tricks to pay lower fees for your transactions, and this guide will help. Negotiation Tactics If you’re a small business, you can try pitting payment processors against one another with some…

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  • Business Services

    Documents required by the construction expert witness

    June 15, 2017 /

    Summary: When you hire a construction claims expert, you will need to provide them with documentation such as but not limited to the claim, schedule, contract and the drawings of the project. When you hire a construction claims expert for assistant in your case, there will be a minimum set of documents he or she will require to proceed. Such experts are hired for various reasons, sometimes as a testifying expert or for just a third party opinion. Regardless of the type of case, you will need to supply some or all of the following documents: The claim For the expert to meet the end goal of supporting the facts…

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  • Business Services

    How BitCoin and Global Money Transfer Work Hand in Hand

    May 18, 2017 /

    Summary: BitCoins could potentially be the solution for international traveling and business transactions. Most of you reading this are likely aware of BitCoin, an anonymous form of currency that’s swiftly taking over today’s modern economy. For those that haven’t, BitCoin is a legitimate form of crypto currency that is growing rapidly in popularity. Due to its versatility and anonymity, BitCoin is making its case as one of the most efficient forms of merchant processing while still maintaining a heightened state of security. How Does BitCoin Play a Role in Global Transfers? Although BitCoin is rapidly growing as a currency, its value is continuously fluctuating, making it extremely difficult for it…

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  • Business Services

    What Small Business Owners Need to Know About Choosing a Payment Processor

    February 17, 2017 /

    Most freelancers transitioning into the world of small business make all sorts of mistakes when it comes to choosing a merchant service provider, or handling billing in general. A lot of them choose the old fashioned “invoice” method, where they send a word doc and wait for a check via snail mail. This isn’t efficient when you’re trying to run a business, and counting on continued income. Payment processors are the only logical choice for the true freelancer, but there are some pitfalls you can avoid. Cheap is not Always Best A lot of payment processors like to advertise their merchant account as a low rate provider, but there are…

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