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The Wise Money

Articles on Investing, Business and More

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Business

SuperCell’s Smash Hit

By Phineas Upham If you’ve heard of Clash of Clans, and you’re not playing it, chances are you’re wondering how a free-to-play video game could garner so much attention. Clash…

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March 27, 2015
Technology

The Benefits of Outsourcing to a Digital Ad Agency

If you run a business, especially a small or medium-sized enterprise, then you know how important it is to build up a strong brand and reach a wide audience. Even…

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May 6, 2016
Business Services

Success with Reliable Web Shopping Carts

By Secure Net Shop So you’ve decided to finally take the leap and get an eCommerce presence? It’s a good idea and, frankly, one that’s probably long overdue. With an…

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October 15, 2014
  • Business Services

    The Complicated World of City Planning

    June 24, 2015 /

    City planning is a huge undertaking. Cities develop as they grow, so planners must be very careful to work on projects that will help future growth, not hinder it. Concepts like how people move, where they will work or commute to, and what roads they’ll use to get there must be considered with years of advanced planning. Along the way things go wrong, leading to claims and wasted tax payer money. City planning isn’t all doom and gloom, nor is it a money pit. In fact, civic construction projects can be a huge boon for local economies. Allocation The first major hurdle city planning projects go through is allocation of…

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  • Business Services

    Ads and the Web: Inseparable

    June 23, 2015 /

    Ever since the first forms of media began broadcasting over airwaves, advertising has been integral to the development of content. Somehow that mentality gets lost in translation when discussing the Web. Ads on the Web are seen as particularly jarring, but they represent nothing substantially different in practice than how we’ve behaved for hundreds of years. Ads are an integral part of the Web ecosystem, and it’s important to understand how and why advertising is necessary. The Illusion of “Free” Blogs are free. Starting a blog is free. Reading a blog is (usually) free. Quality blogs that people actually want to read are not free. People require unique content on…

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    Protecting Customer Information When Accepting Payments On or Offline

    September 30, 2016

    The Right Gelato Supplies Definitely Matter

    August 8, 2015

    How to Pay Lower Fees for Credit Processing

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  • Manufacturing

    The Facts about Dryfast Foam and its Uses

    June 18, 2015 /

    Written by: TheFoamFactory.com If you’re looking for the ideal outdoor foam replacement, you should look for foam cushions that have wide open cells. The open cells let water pass through the foam, which helps avoid a lot more than just a soppy cushion. Mildew and mold won’t grow on dry foam, as long as it’s not left in a puddle. You can order this special kind of foam online, custom-cut to fit any piece of furniture you need. Thickness You can order dryfast up to 6 inches in thickness, which is plenty thick for a chair or swing cushion. The extra air flow also helps keep the foam from feeling…

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    The Top Customer Service Strategies for Your Online Store

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  • Finance & Loans

    The Impact of Publishing Financial Statements

    June 4, 2015 /

    By Samuel Phineas Upham Along with the growth of the railroad came the birth of corporate finance statements. The late 1800s represented one of the first times American corporations had the ability to pursue bigger sources for financing and growth. The railroad offered investors hands-on experience with a potential company, where they could see how an operation was run and if it was worth investing. They could also check up on their progress, all in a matter of days and with certainty. Financial statements were just the next logical step in that direction. Attracting Capital The balance sheet wasn’t any attempt at corporate self-regulation, it was a solicitation of sorts…

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    Issues with Financing Small Businesses

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    Private Mediation: What Construction Contractors Need to Know

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    Purchasing a Vacation Home with Your Friends

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  • Credit Tips

    How Does Student Loan Debt Affect Your Credit?

    June 1, 2015 /

    Can student loans lower your credit scores? Well, yes—but how much depends largely on how you handle those debts. One thing’s for sure: the amount of student loan debt owed has increased pretty dramatically in just the last seven years. New figures from FICO show that the average student loan debt since 2005 has increased 54%–from $17,236 to $26,549. And the number of consumers with two or more open student loans on their credit report doubled in the same time, from 6 percent in 2005 to 12 percent now. The increase in loan debt, by itself, doesn’t necessarily affect the credit scores of those who are carrying it. How is Student…

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  • Uncategorized

    What Did Bernard Madoff Do?

    May 20, 2015 /

      On June 29, 2009, Bernard L. Madoff was sentenced to 150 years in prison. Let’s take a moment to understand how his scheme worked. The end result, of course, is that Madoff created up to an estimated $50 billion of losses for investors — said to be the biggest fraud committed in the history of Wall Street.   Too Good to Be True   Madoff’s firm offered what most investors seek — low risk and high returns. This should have fallen under the “too good to be true” category, as these concepts are fundamentally at odds. Investors should have seen red flags when they saw that no other investment…

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  • Real Estate,  Travel

    Where to Buy Caribbean Vacation Homes for Sale

    May 15, 2015 /

    Written by: James Bovell Summary: Seven Mile Beach offers excellent value for the savvy investor. Grand Cayman homes occupy some of the most beautiful real estate in the world, with everything from luxury condos in a swanky downtown area, to secluded beach-side bungalows and singe-family homes. The Cayman Islands cater to families looking for a relaxed lifestyle that bends business and pleasure in the best possible ways. If you’re wondering where the hottest locations are to buy, these tips will help you. Seven Mile Beach The Seven Mile Beach stretch of Grand Cayman is full of luxury developments, offering some of the best amenities on the islands. Beach bars dot…

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  • Business Services

    This Trick is Consistently Effective at Holding User Engagement

    May 12, 2015 /

    Users want content. It’s not necessarily good to be the gatekeeper of content, which various media outlets are learning, but it can be beneficial to be an interstitial. Users are willing to sit through shorter ads if it means that the content they want is just a few seconds away. This is why free services like YouTube or Hulu are able to thrive. One rising trend among advertisers is the usage of pre-roll ads on videos, which capture user attention just long enough for messaging to be effective. Explainer Videos Explainer videos primarily help push a customer towards conversion. These videos help set the stage for what to expect. They…

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  • Finance & Loans

    When is it Worth Pursuing a Construction Claim

    May 8, 2015 /

    When you’re in the construction business, it’s important that you assess your moves before you make them. A single change to plans can cause disruptions, and add costs to the project. Those costs aren’t small change either. That usually means that a claim could be nearing the horizon. That could mean costly construction claim preparation, but does it have to? How Bad is the Damage? A production delay doesn’t necessarily translate to dollars lost, especially if the delay isn’t on something priority. You might be able to shift the workload around to accommodate for the delay. However, if there is a decision to be made and someone is procrastinating then…

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  • Business

    William F. Buckley: The Founder of the National Review

    May 5, 2015 /

    By Phineas Upham William F. Buckley founded the National Review, a conservative publication, in the year 1955. By 1962, he could add “syndicated columnist” to his CV as well. Buckley’s column ran in over 300 separate newspapers across the US, and his political editorials gained fame during TV’s Firing Line segments and a series of magazine and journals. He wrote 40 books over his lifetime, a great majority of which were spy novels. Buckley attended by didn’t graduate from the University of Mexico, because he was called to serve stateside in the U.S. Army when World War II broke out. During his time with the military, he became a second…

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