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The Wise Money

Articles on Investing, Business and More

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Business Services

Renovating a Front Yard to Improve Your House Value

For those interested in upgrading parts of their house, not every renovation you make to the house will impact the home value the same way. Some renovations are more likely…

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January 10, 2020
Business

Mastering the Art of Delegation: How Great Leaders Empower Their Teams

Effective delegation is one of the most valuable skills a leader can develop. It allows leaders to maximize productivity, empower their teams, and focus on strategic decision-making. However, delegation is…

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February 4, 2025
Travel

A Few Rent A Car Pros And Cons

While renting a car can be quite convenient to get around in a foreign country, there are some upsides and downsides. Some things are simply a matter of preference, such…

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November 14, 2019
  • Real Estate

    Maximizing Your Profits When Selling a Home

    January 7, 2023 /

    Article by Pierre Zarokian. Making the decision to sell your home is no easy task, but families do it all the time. There are a variety of reasons: some grow old and want to downgrade after kids have left the house. Others want less house because their budgets have been restricted by recession, and more families are upgrading for nicer schools or because of work. With more millennial home buyers entering the market, there’s a good chance your home will sell reasonably fast. Here are some tips to help you get the most money for it. Improve the Condition of Your Home If you want to make money, you have…

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  • Business,  Finance & Loans

    Issues with Financing Small Businesses

    December 15, 2022 /

    Article by  Luke Richbourg . Small businesses face many hurdles to success. Low margins, poor product-market fit, unattractive value proposition, manufacturing or distribution challenges, internal strife, all can doom a business. However, even if the business fundamentals are sound, cashflow or liquidity issues are a particular threat to small businesses, which usually fail due to under financing or lack of capital. If your business is in a growth phase and spends more than it brings in, or requires significant upfront capital expenditures, you must take care to ensure that it is not undercapitalized. Here are a few problems and solutions that arise with financing a small business. Warning – Undertaking a…

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  • Business Services,  Credit Cards

    How to Pay Lower Fees for Credit Processing

    December 1, 2022 /

    You will pay lower fees to process credit cards after you read this guide. Credit card machines are an essential part of the modern business, and businesses are basically forced to use them if they don’t want to go “cash only”. The good news is that these terminals do serve a valuable function: providing a secure method to transmit payment information from one bank to another, and to talk between many credit card companies. You can also use some tricks to pay lower fees for your transactions, and this guide will help. Negotiation Tactics If you’re a small business, you can try pitting payment processors against one another with some…

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  • Business Services

    How EDI makes trading faster

    November 6, 2022 /

    EDI is one example of a silent revolution. A technological change that enabled a massive shift in how organizations do business. The biggest benefit of using EDI, is the comparative increase in speed of transactions. There are several stages where the EDI implementation will show benefits in speed: Warehouse An EDI warehouse system will monitor reorder levels, current stock, price, and automatically issue orders based on incoming electronic documents. There is no need for human intervention, other than to physically collect and dispatch the inventory. In current systems, there are multiple copies of orders that need several approvals. Now that approval is electronic and often instant. Data entry For a…

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  • Business

    Business Leaders that Meditate

    October 12, 2022 /

    Article by Zhang Xinyue. Here is a list of some well-known CEOs who use meditation to help them become better leaders and achieve even higher levels of success: Jeff WeinerWeiner, known for being the former CEO of Yahoo and the current CEO of LinkedIn. He likes to block out time every day to practice meditation. Weiner notes that meditation helped him take time to think and practice empathy and compassion, which has had a huge positive impact on his productivity. Ariana Huffington This Huffington Post CEO has practiced meditation ever since she was a teenager. She is a huge advocate of meditation, stating that it has played a huge role in…

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  • Hardware

    Top Tips on Lowering Overhead Costs

    September 12, 2022 /

    Summary: Excess overhead costs can bring a business down. Rather than cutting everything out, take a deeper look inside your business to see what’s causing this stagnant, downward spiral. One thing every business owner looks to do, but sometimes without success, is lowering their overhead costs. With things like employee paychecks, weekly or monthly supply orders, and more, financial awareness is something that most owners need to prioritize. Here are some tips that can help you lower overhead costs without sacrificing too much. Make Smart Hires If you have to hire a new employee, be sure to hire someone who has multiple strengths. For example, if you have a mechanic…

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    How to Tell If your Chair Cushion is Worn Out

    June 18, 2021
  • Hardware

    How to Tell If your Chair Cushion is Worn Out

    June 18, 2021 /

    Chair cushions are nice to have around. They make seating much more comfortable. But this is an item we sometimes ignore or forget about. If you’ve owned a chair cushion for several years, it’s probably worn out and needs replacing. It’s pretty easy to tell if a chair cushion is worn out and too old to function properly. First of all, how does it feel to sit down on the cushion? Is it firm enough or starting to get soft? The second thing is the smell. Older cushions pick up sweat and body odors. As they start to break down, they can get a really foul odor. It’s so important…

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  • Business

    Can Business Leaders Be Part of the Cosmic Sea?

    March 13, 2021 /

    Article provided by Zhang Xinyue of Create Abundance We humans are all connected on a cosmic level through our very DNA. We share in the fact that we were all born on the planet earth. We have so many things in common. Whether you were born in England, Australia or America, we share some common traits. Though we may not feel like it at times, we are part of the cosmic sea. The Cosmic Sea & Business Leaders You may feel too busy to really be able to reach deep within yourself to the cosmic level. Often business leaders are pulled in so many different directions. You may feel isolated, like…

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  • Health

    How to protect your household surfaces from COVID-19

    July 9, 2020 /

    Blog provided by Wicker Paradise During this pandemic we are currently facing, many have become aware of the measures experts have recommended to stop the spread of the disease. Wearing a mask outdoors and social distancing by at least six feet have become synonymous with the efforts to win the fight against COVID-19. However, those aren’t the only things you can do to safeguard your and your family’s health while at home. Research has suggested that the coronavirus that causes the disease COVID-19 can stay on common household surfaces such as stainless steel and plastic for days. Other research has outlined the surfaces that the coronavirus lasts the longest on,…

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  • Business,  Finance & Loans

    Why you should get business insurance

    June 3, 2020 /

    Blog provided by Robert W. Gray Business insurance is essential for any type of business because of the security it offers you, your employees, and your customers. There are a variety of different factors affecting your company finances that you can anticipate and predict, but business liability claims and property damage are often sudden and unexpected. If a customer who is hurt on your premises decides to sue your business or if a natural disaster damages your work building, your funds could suffer great losses. Business insurance makes sure your insurance company covers the costs of liability claims and replacing damaged assets instead of your funds. It also makes your…

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